Bank Mein Open Hone Wale Account Ke Type | inbhopal

Bank mein samanyata: do types ke account hote hain. 1. Saving Account 2.Current Account. Saving Account ko bachat khata bhii kehe hain jise normal public ke liye khola jata hai. Jab ki Current Account Business purpose se khola jata hai.

Saving Account

Aapko apne saare paise savings account mein rakhne ki jarurat nahi hai, halanki Saving account bahut hi surakshit jama yojna hai. Aap jitna chahe utna paisa Saving Account mein
rakh sakte hain. aur jitna chahe us mein se nikal sakte hain.

Saving Account ki khasiyat:

1.Kam Interest rate par waapasi.

2.Deposit aur withdrawl mein aasani.

3.Saving ke aasan tarike.

Har bank ki apni-apni saving ya bachat yojna hoti hai. Bahut baar aap sirf bachat ya saving ke liye account open karte hain. Aapki salary ya cheque bhi usi bank account mein deposit  ho sakta hai.

Aapko milne wale Interst Rate is baat ppar depend karta hai ki aapka account kis tarah ka hai. Kuch to bank tabhi Interest dete hain jab aapke account mein ek niyat(certain) amount har samay deposit rahe. aap is account mein apna paisa jama rakh sakte hain aur apne paiso par Interst ka faayda bhi le sakte hain.

jarurat padne par aap bank se mili chequebook ya ATM card se paisa nikal sakte hain.

Current Account:

Savings Account ke comparison mein Current account par Interest kam milta hai. Bank ke charges bhi jyada hote hain. Aapko har cheque ke istemaal ke liye shulk bharna padega, isliye har choti chij ke liye cheque na de. Saving ki compparison Current mein aap jyada se jyada transaction kar sakte hain.

Agar aapke paas current account hai to aap overdraft ke liye apply kar sakte hain. Overdraft ek tarah ka personnel loan hai. overdraft ka istemaal kar ke aap apne account mein deposit amount se jyada amount nikal sakte hain.